New Year, New Home – What you can do to prepare!

It’s time to say goodbye to 2016 and with that comes the obligatory New Year’s resolution making. Is your resolution to finally become a homeowner? Make 2017, THE YEAR by preparing with these 8 must-do steps.

Check your Credit

Visit annualcreditreport.com to request free credit reports from all three credit reporting agencies – Equifax, Experian, and TransUnion. You can even get your credit score for a minimal fee. Once you receive your reports, be sure to review them closely for accuracy or negative information.

Save! Save! Save!

One of the most useful things you can do is to start saving the difference between your rent and what you anticipate your future mortgage payment to be. It’s important to remember that you’ll need cash reserves to purchase a home. It will also be necessary to show your lender that you can afford housing payments that may be higher than your current rent.

Earn Extra Cash

Make sure you have the necessary funds to move forward with a new home purchase by taking steps to cut spending now. Skip that daily latte, start packing your lunch, or think twice before you buy that new pair of expensive jeans. You can also come up with ways to increase your income – sell your stuff on eBay or start working a part-time job.

Consult a Lender

The sooner you consult a lender, the sooner you’ll know what you can afford and take the necessary steps to improve your credit score or come up with more cash. Creekside at Llanerch makes this process convenient and easy through our partnership with Pike Creek Mortgage. When you visit our model home, take advantage of the kiosk we offer to complete a loan application or schedule an appointment to sit one-on-one with Danielle Vavalla, our dedicated Mortgage Specialist.

Attend a Seminar on Purchasing a Home

Many lenders or community colleges offer seminars that help first-time homebuyers better understand the home-buying process. Creekside periodically offers our own with Pike Creek Mortgage’s dedicated Mortgage Specialist and posts info, dates and times to our Blog or Facebook page.

Determine What You Want to Spend

While a lender can give you an idea on the amount you can borrow, you must ultimately create a personal budget to determine how much you can comfortably spend on your monthly payment.

Visit Open Houses

It’s never too early to figure out what you want in a new home. The best way to do this is to visit open houses to see what’s out there. Open houses for used homes are typically held on Sundays.  Our beautifully appointed model home is open 7 days a week –  Monday – Friday from 10:00 AM to 6:00 PM and Saturdays and Sundays from 11:00 AM to 6:00 PM. Visit today and discover for yourself why Creekside at Llanerch is Delaware County’s most conveniently located, 2-car garage luxury new home community!

Interview Potential Realtors

It’s very important that if you are going to use a realtor to find one you can trust and who will have your best interests in mind. Therefore, it’s always a good idea to talk with and interview multiple realtors.

Want to learn more about how Creekside at Llanerch can help you prepare for home ownership in 2017? Contact Kim Spada at kim@easthillrealestateco.com or 484-320-3055.

Holiday Open House

Mark your calendars for this Sunday, December 11th for our Holiday Open House here at Creekside at Llanerch!  Join us at 2500 Marvine Ave from 12-3 PM and tour our beautifully appointed model home while enjoying food, refreshments, and holiday cheer! We’ll even have a hot chocolate bar and will be raffling off a $100 Target Gift Card – perfect for Holiday Shopping!

Come discover why Creekside at Llanerch is the most conveniently located, 2 car garage luxury new home community in Delaware County. But be sure to arrive early on Sunday to take advantage of our A Home for the Holidays Savings Event! The first 3 buyers will receive an included Dream Kitchen Package* with purchase! Give your family the gift of a new home this Holiday Season!

*Offer Valid through the use of Pike Creek Mortgage or cash purchase